Diana Bendit of Virginia has used a home-equity loan to pay off a car. I “reduced the interest I would have to pay by more than half and paid it off faster with less cost. If someone is paying 8 percent and can reduce that to 3.5 percent over the same time frame using a home equity loan, that is a no brainer to me. I wouldn’t roll that debt into a refi because the payments over 10 to 30 years are not a good deal. The only reason to do this is to reduce interest payments and pay off the debt faster.”
After fighting the effects of thyroid cancerfor 12 years I wanted to die. Every day. Now, please understand that these were thoughts with no actions, I was just miserable in pain.After 1 week on the CBD oil, (5 drops under the toungue 2x per day) I am a different woman. I now have hope. Some of my emotional pain is presenting as physical pain, but IT'S LEAVING MY BODY.
Draw up a business plan. When you have a few potential companies in mind, write out your plan for building and expanding your business. Even before you've officially aligned with a company, it helps to have this plan figured out early. Thant way you can hit the ground running when you do eventually start at a company. Keep these things in mind when designing a business plan:

All this talk about THC lands us nicely in the whole “Full Spectrum vs. Pure Isolate” debate. Once you begin shopping for CBD products, you’ll notice a lot of jargon that gets thrown around without much explanation. Now that we’ve introduced THC into the conversation, we can talk about the difference between, and relative benefits of, Full Spectrum CBD and CBD Isolate (and the lesser-known contender: Broad Spectrum).
THC is what causes the effect of feeling euphoric or “high”. The forms of cannabis plants that are typically used for smoking are bred to be high in THC. CBD does not give that feeling when consumed as it works with your body in a different way. In fact, CBD counteracts some of the effects of THC. The high ratio of CBD to THC in hemp plants is what makes them ideal to make CBD oil (also known as CBD hemp oil) since it will not get you high.

A total of 29 states, the District of Columbia, Guam, and Puerto Rico have enacted laws that allow for the medical use of marijuana. Each state has its own specific requirements and conditions that must be followed for cannabinoids to be used legally. At the federal level, however, marijuana is still classified as a Schedule 1 substance under the Controlled Substance Act, meaning it is considered to be a substance that has the potential for dependency and has no accepted medical use. This also means that distribution of marijuana is a federal offense, a confusing predicament when it is legal in so many states. In fact, the U.S. Department of Justice reserves the right to challenge the states at any time they deem necessary, which makes many doctors very nervous (much of the reason why so many doctors don’t prescribe it or know much about it).
In point of fact, while there is NO third party organic certification system available for marijuana at present, hemp qualifies for organic certification. We extract our CBD rich hemp oil from certified organic Cannabis sativa grown in Europe. Our CBD oil is extracted using supercritical CO2, the cleanest possible processing system. In the US, we are NOT permitted to obtain USDA NOP Organic certification for our product itself, due to our use of CBD rich hemp oil. (This is a decision made by the US government’s organic program, that operates under the umbrella of the USDA, despite the legality of hemp and cannabinoid rich hemp oil.)
Hemp oil is the oil extracted from seeds of the Cannabis plant. That is why, it is also called hempseed oil, as it taken solely from the seeds. For making this oil, tall growing varieties of cannabis. However, hemp oil does not contain THC, the chief psychoactive compound in Cannabis. The oil which contains THC is called hash oil, or cannabis oil. So, these two oils should not be confused.
In a normal business, the purpose of commissions is to encourage sales; in an MLM, the purpose of sales is to encourage commissions. Everyone wants to be at the top (earning commissions), and nobody wants to be on the bottom (selling). The fatal flaw of pyramid schemes (and MLM, by extension) is that there has to be a bottom somewhere. If everyone recruits, and nobody sells, that's a pyramid scheme - in all but name.

Thoughts: I liked the lavender flavor more than I thought I would, but I've tried SelectCBD in the past, so I wasn't too shocked. The brand's peppermint CBD oil is my go-to morning oil, and lemon ginger is great for a subtle flavor, but the lavender overwhelmed my senses (in a good way?) and left me feeling very zen. I could see this being perfect in a mug of tea or just before bed.


Thanks for the kind kudos, Shay. I’ve found a lot of network marketing “tool” programs offer a blog so I think a lot of people simple don’t know what to blog about… how to promote their content… or even how to target a specific audience. Tragic, but true. Fortunately, programs like MLSP teach all of that. It takes time, but it works if you work it.

Thank you for reaching out to us. You could most definitely try our premium hemp oil drops or soft gels. Our premium hemp oil products are great for assisting with a lot of different things such as pain, inflammation, stress, anxiety, mood and sleep. I would start out with our 3x strength option that we have available, and the best method is the drops. You take the recommended amount of drops listed on the bottle, under your tongue. You let the drops sit there for 30 seconds. After the 30 seconds, you swallow the remaining oil in your mouth. Buy doing so this will enter your bloodstream to deliver faster results. Although, I would recommend talking to a doctor before going off any prescribed medicine.
I couldn’t be more pleased with this product! I have fibromyalgia, sciatica and arthritis in my lower back. My daily pain levels range from 5-8. Since I started using the 500mg tincture, it’s made a tremendous difference! I’m ready to bump up to 1000mg and I can’t wait to see the results. The only negative, its costly for those of us on disability.
“Utah Attorney General Sean Reyes has been a supporter of the direct selling industry for many years,” the organizers of the Direct Selling Edge Conference said in promoting his speech. “As a former business owner himself, Reyes applauds those who desire to manage their own businesses on their own terms,” which is the kind of “be your own boss” come-on MLMs make to prospective members.
How do we insure that our CBD rich hemp oil is free of these harmful contaminants? We test. And we test again. We use a highly esteemed laboratory. We test for potency- meaning that we test to insure that our claims are accurate- and we test for a complete profile of biological, heavy metal and pesticide contaminants. We encourage others to do the same.

MLMs often teach their participants to recruit their best customers. What kind of normal business turns one of its best assets into a liability? Imagine if the local Starbucks started encouraging all its best customers to open up their own Starbucks, where all the customers would, in turn, be encouraged to open up their own Starbucks. How long before there are too many Starbucks and no paying customers left? Which brings us to point #2...
Some individuals have been found to have mutations on the CNR1 gene, which is responsible for coding the CB1 receptor (a type of receptor in cells throughout your body that interacts with cannabinoids). Issues with the CNR1 gene can ultimately result in a poorly functioning endocannabinoid system, which is an important variable when figuring out how to use CBD oil.
But if you understand how traditional direct selling used to work before MLMs, you’ll see that they really aren’t in the direct sales biz. If your grandpa sold encyclopedias door-to-door when he was in college, ask him if he was required to buy the encyclopedia sets himself in order to sell them to others. Ask him if he had to personally purchase a certain number of encyclopedias a month or year to keep his job. And then ask him if he was pressured to recruit more salesmen beneath him. The answer to all of those questions will be no. He didn’t make any money recruiting people to be salesmen — he made his money selling encyclopedias to housewives.
This is FIRE!! I love Network Marketing! I am a 19 year old entreleader out of Fort Wayne, Indiana and it is a career and something that needs mastered! It is very legit and my company is rock solid! If I can do it at 19 years young, anybody can get it done! I believe this will be one of the biggest industries in the millenial generation. Lets get it!
Multi-level marketing (MLM) is known by a variety of names: network marketing, referral marketing—and more pejoratively (and/or when done unethically), pyramid marketing. In this structure, marketing and sales reps not only receive compensation for their own sales, but also receive a percentage of the sales generated by other salespeople they recruit (commonly known as one’s “downline”). (See also Referral Marketing)

The appeal? Proponents claim CBD can help ease pain, anxiety, depression and stress, boost focus and productivity, improve the immune system, reduce inflammation and more. And – unlike its psychoactive cousin THC – CBD, they say, is harmless, legal and can't get you high. "The known is it's good for you, it helps a lot of people and a lot of things, and you can't hurt yourself," says Phil Asquith, a farmer and producer of extra-virgin olive oil in California, who founded one of the first companies in the CBD space. "The unknown is all the details."
According to the Direct Selling Organization, she’s one of more than 20 million Americans who participated in direct sales in 2016. It’s a booming business, racking up an estimated $35 billion that year, a 30% increase from 2010. You might have been roped in yourself and not even realized it: If you’ve ever received a perky Facebook message from an old friend inviting you to a party at her house, had a cousin say she has a business opportunity that could help you take control of your life, or been handed a colorful business card outside of Target by a woman spilling with compliments, you might have been charmed by an MLM seller.

The most abundant cannabinoid in hemp oil, making up over 90% of the cannabinoid content, cannabidiol or CBD is non-psychoactive and is the focus of the benefits from hemp oil. CBD has little affinity for CB1 or CB2 receptors, the main points of interaction for cannabinoids in the endocannabinoid system, and instead acts as an indirect antagonist of cannabinoid agonists, possibly allowing CBD to temper the high caused by THC.
It’s a truism to state that pain is an inevitable part of life. And it’s true that we all, from time to time, experience pain that is short-lived and treatable. But those who deal with chronic pain know the debilitating, life-sucking reality of this condition. And traditional medications often come with long lists of side effects which can be as debilitating as the pain itself.
I was feeling anxious throughout the day, and it was the first time I wasn't sure if the CBD oil helped or not. I didn't leave the house like I intended (one of my old anxiety-driven habits), which wasn't good. However, I did feel like I wasn't fixating as much on how anxious I felt (yes, I get anxious about feeling anxious). But I still felt like sh*t.
LA performs a host of functions in the body. It is essential for alerting the immune system in response to a stressor or pathogen. This leads to inflammation, but this necessary. Omega – 6 is also required for energy production, safeguarding from allergies. It also keeps the heart tissue functioning properly. Omega – 6 also helps the body recover from fatigue.

The reason both CBD and THC help treat pain, however, isn’t only due to their positive effect on inflammation. Both compounds influence the brain and nerve pathways, meaning they affect how we experience and perceive pain. You see, the experience of pain has many components, and it's a complex phenomenon. Pain that results in the same injury in two individuals, for instance, can be experienced entirely differently by each person. This has to do with the sensory system of the body when the tissues incur damage but also the amount of inflammation the ensues, the person's mental attitude toward pain and injury, the influence of the culture they come from with regard to injury and pain, their perceptions around their ability to function, what damage means with regard to being a whole and complete person, whether or not he or she will heal, and so on and so forth. And of course, when or if the pain becomes chronic, even more variables are involved, whether the pain is due to an ongoing disease or pathological issues with the nervous system (neuropathic).

Both the Amway and Herbalife cases underscore one of the problems of prosecuting alleged pyramid schemes: There is no federal law defining the crime, leaving it to the courts to interpret and pricey lawyers to find wiggle room. The debate is also clouded by the rhetoric of free markets. At the far right end of that debate is the DeVos family, which has donated $200 million to Republicans over the years, and owns a company that combines Christian fundamentalism with extremist free-market ideology and maintains such a grip on many of those who join it that some, fearful for their lives and harassed mercilessly, went into hiding after they sought to expose it.
These products are not intended for use by persons under legal smoking age or nonsmokers. These products do not treat, diagnose, or cure any disease, physical ailment, or condition. Cannabidiol or CBD, is a promising phytocannabinoid found in agricultural hemp. CBD is non-psychotoxic (i.e. it does not result in feelings of euphoria) and has a remarkable safety profile.
“We decided to take a cash-out refi to pay off unsecured debt,” wrote Kimberly Rotter from San Diego, a personal finance writer and frequent commenter. “The debt was incurred for emergency maintenance on our property, including several months of lost income for my husband while he did the work. Our home was 100 percent paid off so this was a very hard decision for us. However, our alternative was to do the zero percent shuffle on multiple credit cards to handle $85,000 in debt, which I know from past experience is difficult (although possible) at that level. We got a loan against the house for 5 percent and have a very strong and committed 36-month payoff plan. The pain of this choice will hopefully keep us on track. I am optimistic that we will meet our payoff goal.”

LuLaRoe gives these women a way to have it all: a career, new friends, body confidence, extra money, all with enough time left over to be an excellent mother and wife. “Want to earn full-time income for part-time work? Ask me how!” reads a sign that was sent out to new consultants last year. Stidham often promotes the idea of her company being a perfect part-time job for mothers by talking about being a single mother of seven hustling out of her home—even though she was already remarried and her kids grown before LuLaRoe was founded.
I am very impressed with this CBD oil. I tried other brands with lower dosage and was not really happy. This dosage seems to work great for me, I have a crunched vertebrae from a quad wreck, and the mornings have always been the worst. Within a day I was already noticing great relief. I have contacted Medterra a few times and each time they were quick to respond and very helpful. I will always do my CBD business with this company!
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