Lorene Hochstetler, from Ohio, recommends keeping your current job while slowly making the transition into MLM.  She’s been able to replace her full-time income but explains, “It didn’t happen overnight, and I still work every day.  I am very disciplined with my business and wake up every day knowing what I have to do in order to succeed at this.  You have to treat it like a business and be willing to follow advice from others who have made it.”

The interviews and psychological connections lead me to conclude that MLM and NM companies, along with other small businesses opportunities, are important considerations for anyone entering retirement.  In fact, I believe the concept of starting a business for retirement income will become one of the most significant trends impacting retirement in the 21st century.  But it has to start with redefining entrepreneurship and framing it into a retirement lifestyle.  That means helping people find ways to turn a passion, hobby, or personal desire into extra money in their pocket… not to mention helping people see the importance of  planning for the non-financial aspects of retirement such as replacing a work identity, staying relevant and connected, as well as keeping mentally and physically fit.
Dry mouth: As is the case with many other hemp- and marijuana-based products, CBD oil often leads to a condition known as dry mouth (or cottonmouth). This is likely due to cannabinoids altering receptors in the lower jaw that trigger salivation. In most cases, mild discomfort and stronger-than-average thirst are the only issues associated with dry mouth.

Research has shown that our brains release more of the pleasure chemical dopamine when we unexpectedly get a reward at a random time. Gambling addicts will run up credit cards and bankrupt themselves chasing that high, continually putting coins into the slot even though it’s become clear that, overall, they are losing. Likewise, LuLaRoe customers will stay glued to Facebook groups and consultants will keep buying inventory they can’t afford in the hope they will stumble across the rarest, most elusive styles.
Another way to think about the difference between the two plants is by comparing them to roses. There are so many different varieties of roses. They come in various shapes, sizes, and colors. Even though they differ in a great many ways, they are still roses and their genealogy can be traced back to the original rose plant. Much like yellow roses and white roses are to the original red rose, the hemp plant is a relative (a cousin) of the Cannabis sativa plant.
Industrial Hemp Oil is also from the Cannabis Sativa plant and is the same as Hemp Oil or Hemp Seed OIl. Compared to cannabis Indica, cannabis Sativa (industrial hemp variety) has a much stronger fiber. This fiber can be used in anything from rope and blankets to paper. Marijuana fiber has a low tensile strength and will break or shred easily, making it a poor fibrous plant when compared to industrial hemp. Industrial hemp has low THC levels naturally compared to marijuana specifically cultivated for personal psychoactive use. The reason for the low THC content in hemp is that most THC is formed in resin glands on the buds and flowers of the female cannabis plant. Industrial hemp is not cultivated to produce buds, and therefore lacks the primary component that forms the marijuana high. Furthermore, industrial hemp has higher concentrations of a chemical called Cannabidiol Oil (CBD Oil). 
According to numerous independent analyses and the MLM industry itself, the vast majority of MLM distributors make little to no money or lose money;[1] according to one researcher, "you'd be hard-pressed to find anyone [in network marketing] making more than $1.50 an hour".[9] Some MLM participants lose much more than just money, squandering social capital and damaging careers, reputations and relationships.[10]
So, many of CBD's popularized benefits aren't well-proven. But are there any harms in trying CBD-containing products? In a word, yes. While any reported side effects from CBD alone are minor (think dry mouth and dizziness), they can be serious if the CBD products interact with other medications, experts say. Since CBD is metabolized by the same enzyme in the liver that metabolizes many conventional medicines and supplements, the chemical can cause the levels of other drugs in the system to rise; in some cases – like for those taking a drug to prevent their bodies from rejecting a donor organ – to a deadly level, Tishler says.
Premium Full Spectrum Hemp Oil is commonly used for assisting with pain, stress, sleep, anxiety, and more. To assist with Pain, Stress, Anxiety take as recommended once a day in the morning. To assist with sleep take as recommended in the evening. All of Zatural's Hemp products are always 0 THC. If needed, one may increase the daily recommended dosage slowly according to their needs. 

Reality: Hemp oil is an increasingly popular product, used for an expanding variety of purposes. The washed hemp seed contains no THC at all. The tiny amounts of THC contained in industrial hemp are in the glands of the plant itself. Sometimes, in the manufacturing process, some THC- and CBD-containing resin sticks to the seed, resulting in traces of THC in the oil that is produced. The concentration of these cannabinoids in the oil is infinitesimal. No one can get high from using hemp oil.
Although anxiety disorders are generally treated with psychotherapy, medication, or a combination of the two, many people opt to forgo these standard approaches and self-treat with products like CBD oil. According to a survey published in Cannabis and Cannabinoid Research in 2018, almost 62 percent of cannabidiol users reported that they used CBD to treat a medical condition, with the top three conditions being pain, anxiety, and depression.
As you read these disclosure statements, you need to keep in mind that the companies do what they can to paint a bright picture of your income capability. Instead of giving you straight figures, they’ll share percentages and percentages of percentages. There’s a whole lot of intentional obfuscation going on. You’ve got to bust your mathematical chops to really understand what the numbers mean. We spent hours carefully reading through the above disclosure statements and crunching the numbers ourselves in order to verify Taylor’s conclusion that 90-99% of distributors in each respective MLM were only receiving at most a few hundred dollars a year in commissions. And it’s absolutely true.

As with all MLMs, the real money to be made isn’t in selling their products but in recruiting more people to join your team (basically, doing the work for you). So the real winners are the person who started the business and the very first people she recruited. This top of the pyramid is also where all of the success stories tend to come from. Among the most vulnerable to these pyramid schemes are people in smaller towns and rural areas. Market saturation prevents growth in a small town, because once everyone you know starts selling it, no one can make any money and you’ve essentially created your own competition.

There’s another positive that consultants always emphasize: friendship. MLMs often provide a sense of belonging for their consultants; a crucial lifeline for moms sitting at home with only the kids to talk to. “I had come out of a rough situation, a custody battle,” Sophie says. “I was lost. I had no friends, I had no social life. And then instantly I had this giant family of women who I didn’t even know. ‘We love you. What do you need? Let me help you. You’re having trouble with sales? Let me share my customers with you. You can’t make an order this month? Let’s trade shirts so we have new inventory.’ It was a true, true sisterhood.”
On the other hand, many people have gotten into Network Marketing and have made a fortune from it. People such as John Haremza, who signed up as a sales rep for a small water filter company, and is now worth millions. Alternatively, Sebastian Greenwood, who made an investment in Onecoin, and put in the hard work and time necessary. He is now considered an ambassador of the company, having made his fortune there, and spends much of his time helping others grow successful.
The reality is there’s nothing special about the stuff MLM companies sell. You can find whey protein and meal replacement shakes at your local CVS or online. You can buy essential oils at Whole Foods and Amazon. Your wife can buy quality make-up and skincare products at Ulta, Walgreens, or online. You can get pretty much anything an MLM sells and often for much cheaper, even when your MLM distributor discount is factored in (see the next section). There’s nothing significantly different about MLM products besides the marketing and branding.
Using this model, LuLaRoe sellers busted out of the traditional confines of heritage, Avon-style MLMs. One of the reasons Avon had so much success in the 1960s was that it was the easiest way for suburban Americans who were an hour away from the closest department store to sample and buy makeup. Convenience won out. Now Facebook can provide their contemporaries with that same easy purchase availability from the comfort of their couches.
One classic use is in soaps. Hemp oil is also used in paints and lubricants, and as a body care product. It may be rubbed directly onto the skin to treat cracked, dry skin, or it can be blended into body oils, body creams, and other personal care products. Some people also use it as a dietary supplement, taking advantage of the high concentrations of essential fatty acids in unrefined hemp oil and using the oil as a dressing or garnish to improve nutrition.
Such a transparent appeal should make people suspicious. "Why the bait?" "Are they trying to 'get my juices going' so that my brain turns off?" "Couldn't they show people doing more wholesome things with the money they make?" "If this is really a legitimate opportunity, why not focus on the market, product, or service instead of people reveling in lavish materialism?"
Our CBD oil is lab-tested as soon as it is extracted and then again by a third party lab (Steep Hill) in Berkeley, California, to ensure an accurate amount of CBD. In addition, we test for over 200 pesticides, herbicides, mold, fungi, heavy metals, and mycotoxins. We use cutting-edge testing and world-class equipment to ensure that our products are safe and healthy. Please contact us for current lab results.
Interestingly, the issue of supply and demand is what brought the USSR to its knees. By design, the Soviet government tried to macro-manage supply, where bureaucrats would decide how many potatoes were needed, how much toilet paper, etc. Assuming these bureaucrats did the best they could, unfortunately their efforts to deliberately manipulate the control "knob" of supply and demand was not good enough. Notwithstanding their good intentions, they were usually wrong, which created huge shortages and surpluses, and led to a massive economic collapse.
Right now, there’s a good chance that you don’t really know what you’re getting from any source. Testing and labeling rules vary by state, but many states that allow legal cannabis also require some kind of testing to verify that the THC and CBD levels listed on the label are accurate. However, this testing is controversial, and results can vary widely between labs, Jikomes said. A study published in March found measurable variations in test results, with some labs consistently reporting higher or lower levels of cannabinoids than others. There are no guarantees that the label accurately reflects what’s in the product. For a 2015 study published in JAMA, researchers tested 75 products purchased in San Francisco, Los Angeles and Seattle and found that only 17 percent were accurately labeled. More than half of the products contained significantly lower levels of cannabinoids than the label promised, and some of them contained only negligible amounts of the compounds. “We need to come up with ways to confidently verify the composition of cannabis products and make this information available to consumers,” Jikomes said.
In June 2016, Sophie (name changed) quit her job in the suburbs of Fort Worth, Texas to sell for LuLaRoe, a rapidly growing clothing company that offers self-employment opportunities to American women in the form of hawking hyper-hued apparel. LuLaRoe’s consultants told her—and tens of thousands of other mostly rural and suburban women over the past five years—that she could provide for her family, join a sisterhood of supportive women, and find meaning in her life again through the conduit of colorful, stretchy fashion—all for a reasonable upfront investment of around $5,000.
CBD interacts with the body through the endogenous cannabinoid system (ECS) or endocannabinoid system. First discovered in the late 1980’s, the endocannabinoid system regulates the body’s homeostasis, or general state of balance, impacting such functions as mood, sleep, appetite, hormone regulation, and pain and immune response. Like an acrobat on a highwire, as the environment around us impacts our normal balance, the endocannabinoid system “corrects” by mediating our body’s reaction to keep us level.

Trying to find the right hemp oil can be an ordeal, which is why I recommend you speak with a health care provider who is educated on the subject. Having said that, you may want to try hemp-derived CBD first, as it is legal and doesn’t have the mind-altering side effects. Start with the smallest of doses and see how your mind and body respond, and make sure you have your doctor in the loop to track your response. If you are suffering from a lot of musculoskeletal pain and spasms, you can try the massage oils or lotions very safely and will note whether it is working fairly quickly. If you suffer from pains in your digestive tract or chronic inflammation, you may want to try edibles.
A: You do not need a prescription to buy and use Hemp Oil +. However, we recommend that you consult your health professional before using this product, just as you should with any nutritional supplement. This is especially true if you are pregnant, trying to get pregnant, are nursing, or if you are taking a prescription medication and are concerned about possible interactions.

Mentor your recruits effectively. If recruits are successful, you make more money, so you should be prepared to train them well. This may be a substantial time commitment, even up to several weeks. But you should understand that you're building a team and it is in your best interest to spend enough time making sure your recruits are competent enough to go off on their own.[8][9]
We do sell pure, isolated cannabidiol in crystalline form. This CBD isolate is somewhere between 96% and 99.9% pure. While all the Certificates of Analysis (COAs) for our CBD Isolate reveal cannabidiol levels at 90%-100%, we are almost completely certain that every batch of our CBD Isolate extract has been more than 99% pure. The deviation in results is due to instances of unreliable third-party testing.
Although each MLM company dictates its own specific financial compensation plan for the payout of any earnings to their respective participants, the common feature that is found across all MLMs is that the compensation plans theoretically pay out to participants only from two potential revenue streams. The first is paid out from commissions of sales made by the participants directly to their own retail customers. The second is paid out from commissions based upon the sales made by other distributors below the participant who have recruited those other participants into the MLM; in the organizational hierarchy of MLMs, these participants are referred to as one's down line distributors.[5]
On July 1, LuLaRoe instituted a much fairer Leadership Bonus Plan (pdf) that awards compensation based on sales to consumers rather than wholesale purchases. But there are still thickets of obscure rules: Leggings only count as half a piece; your bonus is based on your downline’s wholesale value of sales, not their retail value; and your team’s per-piece average needs to be at least $30, meaning that if you want to get your bonus, you can never sell your wares for discounted prices.
Network Marketing is a business model that relies on a distribution network to build the business. Network Marketing business structures are Multilevel Marketing in nature, as the payouts occur on many different levels. You might hear the terms Person-To-Person Marketing or One-on-One marketing, which are just other ways of describing Network Marketing. Basically, network marketing involves the direct selling of merchandise or services. Some popular Network Marketing businesses you most likely have heard of include; Avon, Mary Kay Cosmetics, Amway and Herbalife Ltd.
CBD primarily interacts with the body’s endocannabinoid system, a grouping of millions of cannabinoid receptors found throughout your body, but are primarily clustered in the brain and central nervous system. While CBD is a phytocannabinoid, or plant-based cannabinoid, your body also naturally produces cannabinoids, known as endocannabinoids. Almost every organ of your body, including your skin and digestive tract, contains cannabinoid receptors. The endocannabinoid system has four primary purposes including neuroprotection, stress relief, immune response, and regulating the body’s general state of balance, impacting faculties such as appetite, sleep, mood, and pain.

MLMs are also criticized for being unable to fulfill their promises for the majority of participants due to basic conflicts with Western cultural norms.[57] There are even claims that the success rate for breaking even or even making money are far worse than other types of businesses:[58] "The vast majority of MLMs are recruiting MLMs, in which participants must recruit aggressively to profit. Based on available data from the companies themselves, the loss rate for recruiting MLMs is approximately 99.9%; i.e., 99.9% of participants lose money after subtracting all expenses, including purchases from the company."[58] In part, this is because encouraging recruits to further "recruit people to compete with [them]"[4] leads to "market saturation."[22] It has also been claimed "(b)y its very nature, MLM is completely devoid of any scientific foundations."[59]

Our Hemp Classic CBD Oil extract contains 250+ mg cannabinoids per fluid ounce extracted from industrial hemp. It contains an abundance of naturally-occurring, beneficial components, including cannabinoids, terpenes, amino acids, trace minerals (such as iron, zinc, calcium, magnesium, potassium), omega fatty acids (including omega 3 & 6), carbohydrates, flavonoids, beta-carotene, chlorophyll, glycosides, nitrogenous compounds, alkanes, and vitamins (including B1, B2, B6, D). The cannabis oil is emulsified in organic hemp seed oil.
As far as the retirement saving crisis is concerned, more and more people are coming to terms with the fact that they probably aren’t going to be able to save enough money to just sit around and slowly deplete their nest egg from age 62 to 100.  With the average 50 year-old estimated to have less than $50,000 in retirement savings, there is an obvious need to find alternative ways to either save more or generate supplemental income starting now, and continuing throughout retirement.  Moving beyond just the dollars and cents, boomers are growing tired of feeling guilty or bad about their past savings habits and are interested in moving towards possible solutions.
Our supplements are derived from industrial hemp, not to be confused with marijuana. Industrial hemp is a legal plant from which many popular foods are harvested. To create our products, we extract a full spectrum of compounds from the hemp plant. This full spectrum contains a stunningly varied array of phyto-cannabinoids, including CBD, CBC, CBG, CBN, and much more. Our extracts contain less than 0.3% concentration of THC, the component from Cannabis sativa L. that causes a high.
Zatural: Our Premium hemp oil drops, which contain full spectrum hemp oil, is great for assisting with general pain, inflammation, and anxiety. For legal reasons Zatural cannot make any claims that our products can cure or treat any type of medical diagnosis. Our Premium hemp oil also contains hemp seed oil, which is rich in omegas. You may find studies online that talk about how omegas can help cholesterol and blood pressure.
I have systemic lupus & breast cancer. My lupus caused an autoimmune condition of my liver as well. It made me all stop in my tracks & re-evaluate options. Along with clean eating, working out, & this cbd oil, I no longer have the fatigue or itching I had (because of inflamed liver). Going through radiation right now & I contribute this oil to keeping my side effects at bay. This stuff is pure magic! Super quality & one of the higher percentages per serving of cbd oil Ive found. Customer for life!
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